Your One-Stop Destination For Empowering Business
Our Mission And Approach
Mission
Our agency takes a collaborative approach, working closely with you to understand your business growth needs, craft personalized marketing solutions that align with your vision, and stay updated with the latest trends.
Approach
A marketing agency's approach involves a deep understanding of the client's business, target audience, and objectives. They conduct thorough research and analysis to identify market behaviors and competitors' strategies.
Time Management
Time management enables the agency to streamline workflows.
Perfect Analysis
Perfect analysis allows to gain a deep understanding of market.
Expert Team Member
An expert team typically possesses extensive insights and networks.
Analysis & Research
Our analysis and research services deliver data-driven insights to optimize your marketing strategies and results.
Plan & Execution
Our plan and execution services ensure your marketing strategies are flawlessly implemented for maximum impact.
Grow & Scale
Grow and scale your business with tailored marketing strategies designed to expand your reach and impact.
Hey, I'm Steven!
I am a local, licensed and trained independent insurance agent. I am certified with many top Medicare Advantage, Prescription Drug and Medicare Supplement insurance plan carriers. I represent most major companies with a Medicare contract and am qualified to answer any questions you may have.
At no cost, I will help you find a health plan that best suits your personal healthcare needs and your budget. By educating you on all the options available, I will give you the power to compare and the freedom to choose. Give me a call today. I look forward to helping you.
Steven Rukhman
Independent Licensed Insurance Broker
License# 0K08450
Benefits of Using a Licensed Insurance Broker
Insurance brokers are independent Licensed Insurance agents who represent multiple insurance carriers. This professional has dedicated their career to understanding the complex web of Medicare insurance options, and therefore has experience dealing with almost any situation imaginable.
Because licensed insurance brokers work independently, rather than for a specific insurance carrier, they can offer you knowledgeable guidance. You can feel confident that this professional is helping you identify your own priorities and needs, and is using those to inform their recommendations.
After you’ve enrolled in your chosen plan, a licensed insurance broker continues to offer support.You will have access to a team that can answer your questions and help you learn about your policy. And in the event of a problem, your support team can help you:
Solve billing errors
File an appeal for coverage
Access medications when pharmacy exceptions occur
Answer questions about your coverage
Alert you when your coverage options change
Since licensed insurance brokers are intimately familiar with each insurance provider’s underwriting procedures, they can offer you vital information regarding your application. Often you can save significant amounts of time by applying for a policy through a licensed insurance broker, who already knows which companies are likely to accept you.
How Do Licensed Insurance Brokers Get Paid?
Licensed Insurance Brokers are paid a commission by the companies they represent, and that commission is prebuilt into the cost of each policy. The rate you pay for your Medicare plan is the same, whether or not you use a licensed insurance broker. When you enroll directly with the insurance carrier, they keep that commission money for themselves, rather than offering a discount.
That means you can access the personalized services of a licensed insurance broker at no extra cost to you. Plus, you can enjoy all of the continued extra benefits as part of the deal.
How are Licensed Insurance Brokers Trained/Certified?
Licensed Insurance brokers undergo hundreds of rigorous training hours on Medicare law before they begin working with clients.
Each licensed insurance broker must complete the following steps in order to represent Medicare insurance companies and provide vital assistance to their clients:
Complete pre-licensure education according to state law
Pass their state’s licensing exam
Apply for, and obtain, a license through the National Insurance Producer Registry
Complete AHIP Medicare certification
Purchase errors and omissions coverage, as required by law
Apply for work through a brokerage firm, such as a National Marketing Organization or National Marketing Alliance
Complete Annual Carrier Medicare Certifications
Maintain Health Insurance License Continuing Education
Meet Our Talents Who Work Behind The Screen
Sarah Lopez
Founder & CEO
David Patel
Director of Client Services
Laura Green
Social Media Strategist
Jes Williams
Client Success Manager
Have Any Questions?
Schedule a free consultation with our knowledgeable licensed insurance agents and discover how we can help you achieve your goals.
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Disclaimer: Not affiliated with or endorsed by the government of Federal Medicare program. Medicare has neither reviewed nor endorsed this information. For accommodations of persons with special needs, please call (818) 438 0796 TTY 711 (M-SU 8am-8pm). By calling this number you will be directed to a licensed insurance agent. Not affiliated with or endorsed by the government of Federal Medicare program.
We do not offer every plan available in your area. Currently, we represent 11 organizations which offer 83 products in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program to get information on all of your options.
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